Commercial Mortgage Eligibility Check

Free Eligibility Assessment

Check & Know Your Commercial Mortgage Eligibility

Find out whether you may qualify for a commercial mortgage before making a full application. Our free commercial mortgage eligibility check helps business owners, landlords and property investors understand their borrowing potential honestly — with no cost, no obligation, and no pressure either way. We assess your circumstances and compare them against lender criteria to identify genuinely suitable commercial mortgage options for your situation. Whether you’re purchasing a property, refinancing an existing loan, or switching lenders, our team will help you explore your options with real clarity, not just a sales pitch.

Enquire Now Check Mortgage Rates

Our Commercial Mortgage Services

Commercial & Semi-Commercial
Mortgage Advice

Owner-Occupier Commercial Mortgage

Buy or refinance the premises you trade from

Learn More

Commercial Investment Mortgage

Fund commercial property for rental income

Learn More

Commercial Remortgage

Secure a better rate or raise capital for your commercial property

Learn More

Commercial Bridging Finance

Short-term funding solutions for your time sensitive needs

Learn More

Commercial Mortgage Product Transfer

Switch to a new deal with your existing lender

Learn More

Professional Commercial Mortgage Support

Helping Businesses & Property Investors Across the UK

We understand that every commercial mortgage application is different. Some applicants have straightforward circumstances; others need a more specialist lending approach. Our role is to understand your requirements properly and help identify lenders whose criteria genuinely align with your situation whether you’re a first-time commercial buyer, an experienced investor, or a business owner looking to refinance.

Complete our free commercial mortgage eligibility check to explore your borrowing options and find out whether you may qualify for the finance you need. There are no fees & no obligation.

Commercial Wise is a trading name of Pure Capital Limited, which is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 957322). Pure Capital Limited is registered in England and Wales, No. 13383125. Registered address: 18A Gawsworth Avenue, Didsbury, Manchester, M20 5NF. We act as a credit broker, not a lender, and typically work with a panel of lenders rather than the whole of the market.

Most commercial mortgages are not regulated by the Financial Conduct Authority. Even where a product falls outside FCA regulation, we apply the same standards of fair treatment, clear communication and honest advice that the FCA’s Consumer Duty requires of our regulated business.

If your borrowing is secured against property, that property may be repossessed if you do not keep up repayments.

Any fees or commission we may receive will be disclosed clearly before you proceed with us.

If you ever have a complaint, you have the right to raise it with us, and our complaints procedure is available on request. If you remain unhappy with our response, you may be entitled to refer your complaint to the Financial Ombudsman Service at financial-ombudsman.org.uk.